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You can apply separately for a medicare prescription drug plan medicare part d through a private insurance carrier if you want prescription drug insurance.
How to apply for medicare with disability. Medicare is a health insurance program for americans 65 years old and older. Can i keep my medicare coverage. If you become eligible for medicare because of a disability and have been receiving social security disability insurance ssdi or railroad disability annuity checks for 24 months you should automatically be enrolled in both medicare parts a and b at the start of your 25th month. Most people are automatically enrolled in medicare part a and part b once they ve been collecting social security disability insurance ssdi payments for 24 months. The first step to getting medicare coverage if you have a disability is to apply for social security disability benefits.
The second is the seven and three quarter years 93 months after the end of the trial. For those that can visit an ssa office phone applications can be processed at 1 800 772 1213. Your disability will need to meet the standards set by the social security. However medicare isn t limited to only those 65 and up americans of any age are eligible for medicare if they have a qualifying disability. Medicare eligibility for working people with disabilities falls into three distinct time frames.
Medicare coverage for working people with disabilities. Medicare drug coverage part d there are specific times when you can sign up for these plans or make changes to coverage you already have. You should receive a package in the mail three months before your coverage. The first is the trial work period which extends for 9 months after a disabled individual obtains a job. Once you have been receiving ssa or rrb disability benefits for two years 24 consecutive months you will be automatically enrolled in medicare part a hospital insurance during the 25th month.
I m under 65 and have a disability. I d like to go back to work. In some circumstances those with disabilities may also qualify for medicare. Enroll in a medicare prescription drug plan as early as three months before the 25th month of your social security disability benefits. If you live in any of the 50 united states or the district of columbia you will also be automatically enrolled in medicare part b medical insurance.
You can keep your medicare coverage for as long as you re medically disabled. They may instead opt to enroll in medicare advantage which would. If you choose not to apply for medicare disability online you will need to speak with a social security representative at your local office or wait for an appointment with a representative.
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